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A Message from the MCRA President
Welcome to the Minnesota County Recorder’s Association, aka MCRA.
When I was asked by my peers to assume the role of President it was an honor and privilege that I will assume with humbleness and gratitude. I have served as Steele County Recorder since 2009 and prior to that was a Deputy County Recorder then County Recorder for Roseau County, Minnesota.
Being the President of this great organization has given me the opportunity to pursue my goal of offering and teaching great customer service. By going beyond minimum expectations to meet the needs of our customers and providing service that they can count on, our office (our organization) has built trust in us as individuals and as an organization of Recorders. Our recording world is changing. We are fortunate to be given the opportunity to offer better service and at the same time relieve ourselves of some of the time consuming duties by the use of new technology. We should approach these new tools with enthusiasm and enjoy the challenge of learning something new and embrace the benefit it offers to ourselves and our customers.
I look forward to this role as it will show me some of the highlights of all County Recorder’s across the state and find out what their needs and concerns are.
As this year progresses I look forward to hearing more success stories from my colleagues in what they have done to give great customer service to our people who need the information and services we provide.
Rick G. Kvien
The primary responsibility of the County Recorder is to accept and maintain a permanent public repository of real estate records. Types of documents in the repository include deeds, mortgages, contracts for deed, mortgage satisfactions, foreclosure records, probate documents, and easements. In Minnesota there are two systems of public real estate records, Abstract and Torrens.
Abstract – System of recording evidence of real estate title. History of real estate transactions, indexed by legal description and name, that includes transfers of ownership and any rights (i.e.; mortgages, contracts, liens) that persons other than the owner might have in the land.
Torrens – System of registration of land titles by District Court order resulting in the creation of a certificate of title. All subsequent transactions affecting the property are noted upon the certificate. The certificate of title is conclusive as to the state of title.
Recordable documents are accepted, reviewed, receipted, indexed, scanned and returned. By statute the County Recorder is also the Registrar of Titles under the Torrens registered system. In Torrens the Registrar examines real estate title and maintains certificates of title for all registered property.
To have an effective Official Public Record three fundamentals must be in place:
Confidence in public real property records is of critical importance to our nation’s economy. Property ownership is the foundation of wealth and a key component to capitalism in the United States. Because of the confidence the financial institutions have in the public record they issues loans that allow for the purchase of property, maintenance of property, and funding of college education or other dreams. Accurate real property records are also critical to appropriate property tax and levy collection.
Statute Index – Click here to see the Statute Index.